Your French Insurance in BrittanyAgents Axa à Pontivy et Locminé

Pontivy +33 (0)2 97 25 41 02 Locminé+33 (0)2 97 60 08 23

Home Insurance

What are your priorities when moving to France?  We can meet them!  

Little things mean a lot when you're protecting your biggest investment.  Rest assured your home, property and contents are in safe hands with CL&P Assurances.

Who we work with:


Agency Newton

Leggett French logo

e logo2small signature



With AXA's Home Insurance, your home is covered in the event of a fire, theft, vandalism, water damage, glass breakage, etc.

  Tenant Tenant/Owner Tenant/Owner
Main cover
(Fire, water damage, climatic events, natural disasters, attacks, theft and vandalism, glass breakage, personal liability)
Theft and vandalism Additional option    
Compensation for your equipment Depreciated value "New for old" policy for household appliances, image and sound equipment under 5 years old "New for old" policy for household appliances, image and sound equipment, and material goods, no age limit
Household compensation threshold + + + + + +
Emergency assistance      
Assistance to travellers      
Legal Protection - Additional option  
Electrical damage - Additional option  

Home Insurance cover

Fire Covers damage due to fire or similar events, including lighting strikes and smoke...
Water damage Covers damage due to leaks or ruptures, including non-buried pipes, water-equipped appliances (bathtub, hot water tank...) from a neighbour etc.

Theft and vandalism

(additional option on the tenant form)

Compensates theft inside your buildings, covers damage caused by vandalism and attempted theft.
Natural disasters Covers damage due to flooding, mud slides, earthquakes etc. Claims can only be made after publication of a ministerial order in the Official Journal of the French Republic.
Climatic events Covers damage due to storms, hail, snow on the roof, flooding...
Technological disasters Covers damage following accidents cause by a technical or human failure of a factory, warehouse, construction site etc. Claims can only be made after publication of a ministerial order in the Official Journal of the French Republic.
Glass breakage Covers damage due to glass breakage of windows, doors, bay windows...
Attacks and acts of terrorism Fire or an explosion resulting from an attack, sabotage or acts of terrorism in France.
Travel cover Cover that only applies during your stay and travel, in case of fire, water damage, natural disasters, climatic events, attacks and acts of terrorism, theft and covers your belongings stored in temporary living quarters that do not belong to you (hotels, holiday homes...)
Personal liability Coverage for damages that you or others may cause to a third-party, due to recklessness or negligence. It also applies to damage caused by your pets or insured real and personal property.



Extended cover for damage to electrical items and loss of goods in case of freezer breakdown

Extended cover for glass breakage

   New for old extended

Theft with aggression

Legal assistance

Luggage worldwide

Camping equipment

Wine Cellars and cellar cabinets

Leisure equipment


Numérique - equipment less than 5 years old with a value higher than 30 €

Breakdown and repair - Dépannage

New for old - Com'Neuf (combines the options extended cover for electrical items, glass breakage and new for old extended)

Extended swimming pool pack

Renewable energy

Garden pack


Moving services

Exclusive benefits and services : negotiated rates with removalists or removal vehicle rental companies, legal assistance.

Negotiated rates with our partners on the purchase of boxes and reservations for a furniture storage unit.

Up to 25% discount on household appliances, imaging, sound and I.T equipment for your new home.

Extension of your public liability to cover people who help you move.

Breakdown assistance for vehicles used for moving purposes.

Access to our AXA network of qualified professionals if you plan to carry out work in your new home.

Did you know ?

ü  If you already have AXA Home Insurance, your old home is covered during your move to your new home, for a 3 month period.

ü  You benefit from a 15% discount with our partner Hertz, for the rental of any utility vehicles in mainland France (excluding Corsica).

Home help assistance

If you need to leave your home following a major disaster, our helpline is available 24/7 and will help you with

reserving and covering hotel costs for the first 7 days

finding temporary accommodation, and organising your transport

taking care of your pets

     if necessary, providing you with a night watchman for 3 consecutive days to protect your furniture then transferring it to a furniture storage unit

    organising and covering your repatriation if you are travelling

Assistance to travellers

ü  Assistance is offered to people in case of unexpected illness or injury whilst travelling in France or abroad. This cover includes the following services :

ü  medical repatriation

ü  dispatch of a doctor on site, sending medicine

ü  cash advance of medical expenses abroad

ü  reimbursement of ski slope medical expenses

ü  repatriation of the body in case of death

ü  the return of other family members

ü  accompanying children under 16 years of age

ü  legal assistance abroad (cash advance and bail)


Second Home Insurance 

Take full advantage of your secondary residence thanks to our innovative policies and unique services.  

Today, for many people, secondary homes are becoming increasingly important. They have become a special place for resting and where families seek to spend as much time as possible.  

Secondary homes are also key components of an asset portfolio that can be shared and later passed on to the children.  However, insurance companies have never paid much attention to this new shared lifestyle, despite the high expenditure costs for homeowners.  

AXA’s Second Home Insurance is a solution that adapts to your lifestyle and covers the trips you make between your main home and your second home.  In addition, it provides you with many everyday services making your life as easy as possible.

Our Agencies

+ 33 (0) 2 97 25 41 02
Contact Us

+ 33 (0) 2 97 60 08 23
Contact Us

Pontivy agency

 75 Rue Nationale - 56300 Pontivy

 +33 (0) 2 97 25 41 02

 Contact Us

Opening hours

    Opening hours 2021

    • Monday - Friday : 9h-12h : 14h–18h
    • Saturday : Closed

Locminé agency

 6 Place du marché - 56500 Locminé

 +33 (0) 2 97 60 08 23

 Contact Us

Opening hours

    Opening hours 2021

    • Monday - Friday : 9h-12h : 14h–18h
    • Saturday: Closed